paydaycash service
Choose financial company and get loan

Choose financial company
and click «Get loan»

Sending to multiple companies increases the chance of getting a loan.

wait decision on operator's phone call

Wait decision
on operator's phone call

The decision is made in 5-10 minutes

get cash

Get cash

on the card

paydaycash service Paydaycash service in Romania

More completed applications - higher chance to get money!
Only best and certified financial companies in Romania

We have collected the best offers of credit institutions and banks of Romania. It remains to choose what suits you. Quickly get a loan is sometimes the only way to solve complex financial problems. A payday loan will provide an opportunity to complete the protracted repair, have a great rest during the holidays or improve their own health. How to dispose of the amount is the business of the recipient, the main thing is to return the borrowed money in time.
For your information:
APR – annual percentage rate – echivalentul în limba română fiind
DAE – dobândă anuală efectivă.
DAE asta face – încearcă să adune toate costurile aferente unui credit, iar rezultatul îl reprezintă dobânda reală pe care o vei plăti. Normal că băncilor nu prea le convine să spună care e DAE, dar sunt obligate de lege.
Dacă știi DAE atunci îți va fi mai ușor să compari ofertele băncilor și să îți faci socotelile (dacă îți permiți să susții ratele și cât te va costa ca să iei un împrumut).

Terms

60months

Max amount

40,000 lei

Rate

on sitecalculations

Decision

10minutes

Special terms

NO

Way to get cash

loan to bank

Terms

30days

Max amount

1,000 lei

DAE

7025%

Decision

10minutes

Special terms

0%1,000 lei first loan

Way to get cash

loan to bank

Terms

45days

Max amount

1,900 lei

DAE

296.53%annual percentage rate

Decision

10minutes

Special terms

0 %1900 lei first loan

Way to get cash

loan to bank

Terms

30days

Max amount

3,000 RON

DAE

730%annual percentage rate

Decision

5minutes

Special terms

0 %3000 lei first loan

Way to get cash

loan to bank

Terms

60months

Max amount

45,000 lei

APR max

58,11%annual percentage rate

Decision

15minutes

Special terms

NO

Way to get cash

loan to bank

Terms

134weeks

Max amount

15,000 lei

DAE max

130,46%annual percentage rate

Decision

48hours

Special terms

NO

Way to get cash

loan to bank

Terms

30days

Max amount

2,000 lei

Rate

1.20%per day

Decision

60seconds

Special terms

NO

Way to get cash

loan to bankloan to card

Terms

12months

Max amount

2,000 lei

DAE

4114%annual percentage rate

Decision

10minutes

Special terms

0 %2,000 lei first loan

Way to get cash

loan to bank

About payday loans

Most often, payday loans are for no more than a few hundred bucks and need to be paid back within a couple of weeks. To get a payday loan, you typically write a check for the amount you are borrowing, plus a fee. You might leave the check with the lender, and they cash it once you are ready to repay.

If you can’t repay your payday loan when it comes due, you sometimes can roll it over so that the loan is extended. You don’t have to repay it, but fees keep accumulating. Some states regulate rollovers by outlawing them or limiting the number of times you can renew. Before taking out a payday loan, it's important to review the laws in the state where you live.

Payday loans are sometimes marketed as no credit check loans. You don't need good credit scores or even a credit history, and getting approved is easy relative to more traditional loans. As a result, they are popular with people facing financial difficulties.

Payday loans terms

Payday lenders charge borrowers extremely high levels of interest which can range up to 500% in annual percentage yield (APR). Most states have usury laws that limit interest charges to less than approximately 35% however payday lenders fall under exemptions that allow for their high interest. Since these loans qualify for many state lending loopholes, borrowers should beware. Regulations on these loans are governed by the individual states with some states even outlawing payday loans of any kind.

In California for example a payday lender can charge a 14-day APR of 459% for a $100 loan. Finance charges on these loans are also a significant factor for borrowers as the fees can range up to approximately $18 per $100 of loan.

Although the federal Truth in Lending Act does require payday lenders to disclose their finance charges, many borrowers overlook the costs. Most loans are for 30 days or less and help borrowers to meet short-term liabilities. Loan amounts on these loans are usually from $100 to $1,500. Oftentimes these loans can be rolled over for additional finance charges and many borrowers are often repeat customers. A number of court cases have been filed against these lenders as lending laws following the 2008 financial crisis have been enacted to create a more transparent and fair lending market for consumers.

How to Get cash online

Our online paydaycash loans service is easy to yse. It takes only 3 minutes to apply, and you have no obligation to accept the offer. If approved for a payday loan, get the money directly to your bank account or credit card as soon as the next business day.

1. Choose financial organization and click «Get loan»
2. Wait decision on operator's phone call
3. Get cash on card or banking account.

Our online paydaycash loan service is safe and confidential. Your personal data is secured with SSL encryption, and our customer support is always eager to assist you. Get an online payday loan and cover your emergency cash needs.

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